ANALISIS AKAD KEMITRAAN PADA PEMBIAYAAN HAJI DAN UMRAH DI PT. ARMINAREKA PERDANA CABANG MAGETAN

Abstract

The focus of this article is to find out the practice of Hajj and Umrah partnership contracts at PT. Arminareka Magetan Branch and its review of Islamic law. The method used is qualitative and the type is a case study. The research results show that the practice of partnership agreements in financing Hajj and Umrah PT. Arminareka Perdana Magetan branch begins with paying a down payment in the amount determined by the company. Next, prospective pilgrims who have become partners gather new prospective congregations to join as their downline. Partners who successfully invite prospective congregation members to join the company will receive a commission of IDR 1,500,000 as a result of registration and IDR. 500,000 as a result of achievements. Apart from that, partners will also get a commission of IDR 1,000,000 as a result of coaching. After that, the congregation or so-called partners have the obligation to guide the downlines they have recruited so that they can carry out the partnership program in accordance with company regulations. Islamic law review of the legality of partnerships at PT. Arminareka Perdana, Magetan branch, according to the author, is in accordance with what has been implemented in Islamic law. PT. Arminareka Perdana Magetan branch has legality in the form of important documents owned by the company and is used as a legal basis for carrying out business activities in accordance with applicable regulations and legislation. After analysis, the practices carried out by this company are based on the theory that has been explained based on Islamic law in the matter of ji'alah.